CRACKING THE CODE Understanding Medicare Parts C and D
Chapter 2: Exploring Medicare Part C (Medicare Advantage) In this chapter, we embark on a journey to explore Medicare Part C, also known as Medicare Advantage. We'll delve into what Medicare Advantage entails, examine its advantages and disadvantages, discuss the various types of Medicare Advantage plans available, and gain a deeper understanding of the costs and coverage options associated with these plans.
Medicare Advantage, or Medicare Part C, is an alternative way for beneficiaries to receive their Medicare benefits through private insurance plans approved by Medicare. These plans are offered by private insurance companies that contract with Medicare to provide all the benefits of Original Medicare (Parts A and B), and often include additional benefits such as prescription drug coverage, dental, vision, and wellness programs. Medicare Advantage plans must cover all Medicare services, but they can do so with different rules, costs, and coverage restrictions. What is Medicare Advantage?
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